"Americans are moving less often because moving is hell"

It's probably not the only, or even the main, reason. But it doesn't help.

Here’s a brief list of some of the closing costs you’ll incur around here. There are bank fees, application fees, processing fees, appraisal fees, credit-report fees, bank-attorney fees, recording fees, title-insurance fees and municipal-search fees.

Those are just for the buyer. The seller’s costs include transfer taxes, miscellaneous title fees and a pickup fee for the Title Closer as well.